Business & Finance

We had a hail storm and it put holes in my vinyl gutters and I think it probably did damage to my roof , I could use some new siding but don't know if they will cover it. I'm wondering what happens when I place a claim ,thanks

you need to get an estimate on repairs and then call your agent to find out what your deductible is if you don't know. if your damage is less than or just above your deductible amount then you will need to pay it yourself. if its more and you need to file the claim, then call your agent or companies direct claim line to report it. they will send an adjuster out to look at the damages and then he will figure what will be paid and how much. you will then get a check for repairs minus your deductible.

You need to call your agent (or the company directly) to file a claim. They will walk you through the steps of filing the claim. After filing, and adjuster will come out and assess the damage. They may ask you for a repair estimate from a contractor. In most cases, they'll pay up-front on the estimate so you can pay to have the work done (instead paying for the work yourself and then getting an insurance check after).